EV Häs Insights
EV Häs Articles
Practical guidance on foreclosure defense, mortgage disputes, debtor rights, and Chicago-area real estate—so you understand your options and next steps.
February 13, 2026
Deed in Lieu of Foreclosure in Illinois: When It Helps and When It Backfires
A deed in lieu can feel like the clean, quiet exit. Sometimes it is. Other times it backfires because of junior liens, paperwork gaps, or a lender that simply will not accept it.
This guide explains what lenders usually want, why second liens change everything, and how to decide if deed in lieu is a smart move for your Illinois timeline.
This guide explains what lenders usually want, why second liens change everything, and how to decide if deed in lieu is a smart move for your Illinois timeline.
January 1, 2026
Tax Process Overview: How Illinois Property Taxes Are Set (and Where You Can Challenge Them)
Property taxes feel mysterious until you break them into two levers: the tax levy (what local governments need to collect) and the assessment (your property’s share of that total).
This guide walks Chicago-area owners through the process in plain English—how values and rates connect, what the “equalization factor” is doing in the background, and what an appeal actually looks like when you do it correctly.
This guide walks Chicago-area owners through the process in plain English—how values and rates connect, what the “equalization factor” is doing in the background, and what an appeal actually looks like when you do it correctly.
January 1, 2026
Real Estate Tax Appeals in Chicago
If your property taxes jumped—or your assessment feels disconnected from reality—you may have options.
This guide explains how Illinois tax appeals work in plain English, what evidence matters most, and how to approach Cook County (and surrounding counties) without wasting a filing window. Informational only; not legal advice.
This guide explains how Illinois tax appeals work in plain English, what evidence matters most, and how to approach Cook County (and surrounding counties) without wasting a filing window. Informational only; not legal advice.
January 1, 2026
What to Expect at the Closing Table
Closings move fast—and the stress usually comes from not knowing what’s normal.
This guide walks you through what typically happens from contract to closing day, what you should review before you sign, and what to bring so you show up prepared (and avoid last-minute surprises).
For educational purposes only. Not legal advice. Every deal is different.
This guide walks you through what typically happens from contract to closing day, what you should review before you sign, and what to bring so you show up prepared (and avoid last-minute surprises).
For educational purposes only. Not legal advice. Every deal is different.
January 1, 2026
Bifurcated Title in Illinois
Bifurcation of title is a legal way for buyers to take control of the title services they’re paying for—and often reduce closing costs.
In plain English: instead of automatically using the title company selected by the seller’s attorney, the buyer chooses their own title company (when the buyer is the one paying for those title services). That choice can mean lower fees, cleaner coordination, and meaningful savings at the table.
For educational purposes only. Not legal advice. Savings vary by transaction and eligibility.
In plain English: instead of automatically using the title company selected by the seller’s attorney, the buyer chooses their own title company (when the buyer is the one paying for those title services). That choice can mean lower fees, cleaner coordination, and meaningful savings at the table.
For educational purposes only. Not legal advice. Savings vary by transaction and eligibility.
January 1, 2026
Real Estate Closing Attorneys in Chicago, IL
Every real estate deal is more than paperwork. It’s your home, your investment, your risk exposure, and your future financial stability.
EV Häs, LLC helps buyers, sellers, brokers, and investors close with confidence—by catching hidden problems early, negotiating stronger terms, and making sure your transaction doesn’t turn into a lawsuit later.
For educational purposes only. Not legal advice.
EV Häs, LLC helps buyers, sellers, brokers, and investors close with confidence—by catching hidden problems early, negotiating stronger terms, and making sure your transaction doesn’t turn into a lawsuit later.
For educational purposes only. Not legal advice.
January 1, 2026
The Foreclosure Timeline With a Qualified Foreclosure Attorney
The foreclosure timeline is not “fixed.” In Illinois, the pace of a case often depends on whether you have counsel—and whether that counsel knows how to use both litigation and negotiation to protect your rights and preserve options.
This page explains what the timeline can look like when a qualified foreclosure defense attorney is actively challenging the lender, preventing default momentum, and building leverage for the best available outcome.
For educational purposes only. Not legal advice. Timelines vary by county, judge, loan type, and the facts of your case.
This page explains what the timeline can look like when a qualified foreclosure defense attorney is actively challenging the lender, preventing default momentum, and building leverage for the best available outcome.
For educational purposes only. Not legal advice. Timelines vary by county, judge, loan type, and the facts of your case.
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