EV Häs Insights
EV Häs Articles
Practical guidance on foreclosure defense, mortgage disputes, debtor rights, and Chicago-area real estate—so you understand your options and next steps.
January 13, 2026
Dena H. Elkathib
Dena H. Elkhatib is part of the EV Häs, LLC team supporting Chicago and Cook County clients who need clear legal guidance when real estate problems start moving fast. Whether you’re facing a foreclosure notice, navigating a lender dispute, or trying to understand what your next court step really means, Dena helps bring structure and clarity to a process that often feels overwhelming. Her work is focused on helping clients stay organized, informed, and prepared—so decisions are made with a plan, not panic. If your home or property is on the line, you’ll get plain-English direction, responsive communication, and a team approach built to protect your position.
January 1, 2026
What Happens After Foreclosure in Illinois?
For most homeowners, the hardest part isn’t the word “foreclosure.” It’s the unknown: “When do I have to leave?” “Do I still owe money?” “What happens to tenants?”
This guide explains what typically happens after a foreclosure sale—confirmation, possession, eviction timing, deficiency risk, and the practical steps that help you land as safely as possible.
For educational purposes only. Not legal advice.
This guide explains what typically happens after a foreclosure sale—confirmation, possession, eviction timing, deficiency risk, and the practical steps that help you land as safely as possible.
For educational purposes only. Not legal advice.
January 1, 2026
The Foreclosure Timeline in Illinois
Foreclosure in Illinois is a court process with a rhythm—service, hearings, motions, judgment, and (sometimes) a sale.
If you understand what each stage means, you can stop guessing and start using time wisely—whether your goal is to keep the home longer, negotiate a workout, or plan a clean exit.
For educational purposes only. Not legal advice. Timelines vary by county, judge, loan type, and the facts of your case.
If you understand what each stage means, you can stop guessing and start using time wisely—whether your goal is to keep the home longer, negotiate a workout, or plan a clean exit.
For educational purposes only. Not legal advice. Timelines vary by county, judge, loan type, and the facts of your case.
January 1, 2026
What Are My Foreclosure Options in Illinois?
If you’re facing foreclosure in Chicago or the surrounding counties, you usually have more than one path.
This guide breaks down the most common options by stage—before a lawsuit, after you’re served, and when a sale date is on the horizon—so you can stop guessing and start making intentional moves.
For educational purposes only. Not legal advice. Every case is different.
This guide breaks down the most common options by stage—before a lawsuit, after you’re served, and when a sale date is on the horizon—so you can stop guessing and start making intentional moves.
For educational purposes only. Not legal advice. Every case is different.
January 1, 2026
What Is Mortgage Foreclosure in Illinois?
Foreclosure isn’t a scary mystery—it’s a lawsuit. In Illinois, the lender files a court case asking for permission to sell the property to pay the mortgage debt. Once you know what the paperwork means and what the court is watching for, the next steps get a lot clearer.
Informational only; not legal advice. Outcomes and timelines vary by case.
Informational only; not legal advice. Outcomes and timelines vary by case.
December 31, 2025
Pay Up or Move Out? A Zombie Mortgage Story—Chicago Edition
A reported case shows how a “quiet” second mortgage or HELOC can come back to life years later under a new company, with back interest and hard deadlines attached.
This article walks Chicago-area homeowners through the pattern behind “zombie” seconds, the red flags to watch for in letters and phone calls, and what our team would do in the first 48 hours so you are not deciding between “pay up” and “move out” alone.
This article walks Chicago-area homeowners through the pattern behind “zombie” seconds, the red flags to watch for in letters and phone calls, and what our team would do in the first 48 hours so you are not deciding between “pay up” and “move out” alone.
Ready to Get Clear Next Steps?
Tell us what notice you received or your next court date. We’ll confirm where you are in the process and recommend your strongest next move—without panic or guesswork.
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